CAPITAL OBJECTS INC. is a pioneer Fintech company, offering rate calculations, cash flow analytics, and capital financing analysis software applications for water and energy utilities as well as state and local governments. Responding to a critical need for capital infrastructure for water and energy utilities and widespread rate shock occurring across customer classes in utility operations of all sizes, the CAPITAL OBJECTS team created financial analysis technology, packaged  for water-related and energy-related utilities. This technology empowers utility finance directors with powerful multi-scenario cash flow analysis, financial ratio analysis, and fully documented rate calculations. 


Don Winger is the Founder and CEO of CAPITAL OBJECTS. Don is a software development entrepreneur and founder of Fintech companies across capital markets. Don started his career performing rate studies and financial planning for the Municipal Utilities practice of PWC. He now returns to those roots to create the AQUA RATES PLANNER and the ENERGY RATES PLANNER. Don has an established track record for taking a software product from inception though design, engineering, and evangelization and from imagination to completed commercial product. Previously, Don served as the CEO and founder of AnalytX, Inc., a software development firm focused exclusively on private equity and venture capital. Don holds a BA in Philosophy from Randolph Macon College and an MBA in Finance from George Mason University.  

Zeljko Tesic (Z) is the Chief Technology Officer for CAPITAL OBJECTS. Mr. Tesic is an innovator in several capital markets, including alternative assets and publicly traded securities. Z has created cutting-edge software calculation frameworks for alternative assets, debt instrument collateral, and utility financial analysis. Prior to joining CAPITAL OBJECTS, Mr. Tesic held the position of Senior Technical Architect, focused on enterprise collateral management systems for Sunguard. Prior to this leadership position, he was the Chief Technology Officer of AnalytX, Inc., a software company focused exclusively on private equity, venture capital, and alternative assets. Mr. Tesic holds a BS in Computer Science and a Masters Degree in Mathematics from the University of Belgrade, graduating magna cum laude.   

Zack Fuller is the VP of Client Services for CAPITAL OBJECTS. Zack is an innovator in the utility industry on the forefront of developing stormwater utilities and self-sufficient reclaimed water systems. He has performed master planning and numerous rate studies and developed detailed financial planning for capital improvement programs for water, wastewater, stormwater, and reclaimed water systems across the United States. In addition to his extensive experience with the financial aspects of utility business management, Zack is an accomplished design engineer for all infrastructure elements of the utility operation, including water treatment and distribution, wastewater collection, transmission and treatment, bio solids processing and reuse, reclaimed water production and distribution, stormwater treatment and management, and the distribution and transmission of natural gas. Zack holds a BS in Civil Engineering from The University of Kentucky and a JD focused on Environmental Engineering from the Kentucky College of Law.